Hard Money Loan Programs

We are a direct lender, with extensive experience in real estate investing and development, and deep relationships in the industry.

We do not require proof of employment, tax returns, or perfect credit scores.

An existing relationship, the fair-market value ("FMV") of the asset, loan-to-value ("LTV") ratio, and the viability of the deal is what matters most.

Request a Preapproval Letter

Types of Loans

Rehab Fix and Flip Loans


Loan to Business Entities
Residential and Commercial Properties
Loan Size: $50K - $1MM
Interest Rate: Starting at 10%
Origination Fee: Starting at 2%
Underwriting Fee: $1,500
Legal Fee: $1,500
Loan Term: Six (6) to Twelve (12) Months

Bridge Lending


Available to Wholesalers for A to B then B to C.
Residential and Commercial Properties
Loan Size: $50K - $1MM
Transactional Funding Fee: Starting at 3%

Underwriting Fee: $1,500
Legal Fee: $1,500
Loan Term: Up to Seven (7) Days

Timeline of Events

THIS IS A RELATIONSHIP LENDING PRODUCT AND IS ONLY AVAILABLE TO CLIENTS WHO HAVE AN EXISTING RELATIONSHIP WITH RFH CAPITAL ADVISORS OR ANY OF THEIR AFFILIATES OR SUBSIDIARIES.

Apply for Credit and Request a Preapproval Letter

Receive Preapproval Letter

Due Diligence and Loan Underwriting

Receive our Loan Approval to Close on the Property
("Clear to Close")